Ungaliqinisekisa kanjani iqoqo lakho lobuciko ngendlela efanele

Umshwalense wezobuciko uyisivikelo sakho kokungalindelekile 

Njengomshwalense wabanikazi bezindlu noma umshuwalense wezempilo, nakuba engekho ofuna ukuzamazama komhlaba noma ukuphuka umlenze, kudingeka ukulungele.

Sabonisana nochwepheshe ababili bomshwalense wezobuciko futhi bobabili baba nezindaba ezithusayo. Izinto ezinjengamapensela ashelela phezu kwemidwebo nezingilazi zewayini ezibomvu ezindiza kumaseyili. Kuyathakazelisa ukuthi esimweni ngasinye, umqoqi wezobuciko waya enkampanini yomshuwalense ngemuva kwesigameko, efuna uchwepheshe wokubuyisela kanye nomshuwalense wobuciko.

Inkinga ngokufaka umshwalense womdwebo ngemuva kokuthi ipensela lenze imbobo kuwo ukuthi ngeke uthole isenti lembuyiselo yokubuyiselwa noma ukulahlekelwa inani lomsebenzi wakho.

Qaphela ukuthi akuyona yonke imishwalense efaka ubuciko obuhle.

Ngemva kokukhuluma no-Victoria Edwards we-Fine Art and Jewelry Insurance kanye noWilliam Fleischer we-, safunda ukuthi abaqoqi bezobuciko kudingeka balungele noma yini.

Cabangela le mibuzo njengekhithi yakho yokuqala ukuze uthole umshwalense ofanele weqoqo lakho lobuciko:

1. Ingabe iqoqo lami lobuciko likhava umshwalense wabanikazi bezindlu?

Omunye wemibuzo yokuqala abantu abawubuzayo uthi, “Ingabe umshwalense womninikhaya wami uyawukhokhela umsebenzi wami?” Umshwalense wabanikazi bezindlu uhlanganisa izinto zakho ezibalulekile ngokuya ngemikhawulo yakho edonswa imali kanye nekhava.

“Abanye abantu bacabanga ukuthi umshwalense wabanikazi bezindlu uhlanganisa [ubuciko obuhle],” kuchaza u-Edward, “kodwa uma ungenayo inqubomgomo ehlukile futhi ucabanga ukuthi umshwalense wabanikazi bezindlu uyawukhokhela, kudingeka uhlole ukuthi awubandakanyi yini.” Kungenzeka ukuthenga i-coating ekhethekile yezinto ezithile, njengemisebenzi yobuciko, ezohlanganisa inani lazo lakamuva elilinganisiwe. Lokhu kuyinto oyidingayo ukuze wenze ngokuzimisela kwakho njengomqoqi wobuciko.

“Umshwalense womninikhaya ngokuvamile awuyinkimbinkimbi njengomgomo womshwalense wobuciko,” kuchaza uFleischer. “Banemikhawulo eminingi eyengeziwe kanye nokunye okuningi okubhalwe ngaphansi. Njengoba imakethe yezobuciko isiye yaba yinkimbinkimbi kakhulu, ipolitiki yabanikazi bezindlu akuyona indawo ekahle ongayifinyelela.”

2. Yiziphi izinzuzo zokusebenza nenkampani yomshwalense wezobuciko obuhle ezimele?

“Inzuzo yokusebenza nomthengisi ogxile kakhulu kumshwalense wezobuciko wukuthi sisebenzela ikhasimende, hhayi inkampani,” kuchaza u-Edwards. "Uma usebenza nomthengisi osebenzela wena, uthola ukunakwa komuntu siqu."

Ochwepheshe bomshwalense wezobuciko nabo banolwazi olunzulu ekudaleni izinqubomgomo zokuvikela iqoqo lakho lobuciko futhi bazi ukuthi ungasiza kanjani ezimeni zezimangalo. Uma ufaka isimangalo kuchwepheshe womshwalense wezobuciko, iqoqo lakho lizobhekwa njengento ebaluleke kakhulu. Ngomgomo womshwalense womninikhaya ojwayelekile, iqoqo lakho lobuciko liyingxenye yezinto zakho ezibalulekile. “Inkampani yomshwalense wezobuciko igxile kwezobuciko,” kusho uFleischer. "Bayaqonda ukuthi izimangalo zisingathwa kanjani, ukuthi ukuhlolwa kusebenza kanjani, futhi bayakuqonda ukunyakaza kobuciko."

Njenganoma yimuphi umshwalense, qaphela lokho okukhavwe. Eminye imithetho yomuntu siqu ayibandakanyi ukutakula. Lokhu kusho ukuthi uma ucezu lwakho lonakele (cabanga ngewayini elibomvu lindiza phezu kweseyili) futhi lidinga ukulungiswa, uzoba nesibopho sezindleko. Uma udinga ukuthumela umdwebo kumbuyiseli, izindleko zingase zehle. UFleischer uphawula nokuthi umshwalense wezobuciko wehlisa inani lemakethe uma ufakwa kumshwalense wakho.

3. Yisiphi isinyathelo sokuqala sokuqinisekisa iqoqo lami lobuciko?

Isinyathelo sokuqala sokuqinisekisa ukuqoqwa kobuciko bakho ukuqoqa imvelaphi noma wonke amadokhumenti adingekayo ukuze afakazele ukuthi ubuciko kungobakho nokuthi kubiza malini njengamanje. Le mibhalo ihlanganisa itayitela, incwadi yokuthengisa, ukutholakala kwempahla, ukuhlolwa okushintshwayo, izithombe, kanye nokuhlolwa kwakamuva. Ungagcina wonke lawa madokhumenti kuphrofayela yakho ukuze ugcine yonke into ihlelekile futhi ifinyeleleka kalula emafini. Ukuvama okubuyekezwa ngakho imibhalo yokulinganisa kuncike kufilosofi yokubhala ngaphansi kwenkampani ngayinye.

4. Kukangaki ngidinga ukuhlela ukuhlola?

UFleischer uphakamisa ukuhlola okubuyekeziwe kanye ngonyaka, kuyilapho u-Edward ephakamisa njalo eminyakeni emithathu kuya kwemihlanu. Ayikho impendulo engalungile, futhi imvamisa yezilinganiso incike kakhulu eminyakeni nomsebenzi womsebenzi. Ungabuza le mibuzo komele umshwalense wakho. Nakuba ngezinye izikhathi kungase kube lula njengokuhambisa ama-invoyisi, ngokuvamile ufuna amanani abuyekeziwe kusukela eminyakeni embalwa edlule. “Mhlawumbe [le nto] ekuqaleni yayibiza u-$2,000 4,000,” kusikisela u-Edward, “futhi eminyakeni emihlanu izobiza u-$4,000. Sifuna ukwenza isiqiniseko sokuthi uma ulahlekelwa, uthola u-$XNUMX."

Uma uhlela isilinganiso esibuyekeziwe, sicela ubonise ukuthi singokwezinjongo zomshwalense. Lokhu kuzokunikeza inani lamanje lemakethe lomsebenzi wakho wobuciko. Lokhu kubalulekile hhayi kuphela kumshwalense, kodwa futhi nasekuhlaziyeni inani eliphelele leqoqo lakho, izintela zokugcwalisa, nobuciko bokuthengisa.

5. Ngingawugcina kanjani umsuka kanye nemibhalo yokulinganisa yomshwalense wami ngesikhathi esifanele?

Uma wengeza njalo izinto eqoqweni lakho futhi ubuyekeza amaphepha akho okuhlola, kubalulekile ukuhlala uhlelekile. Isistimu yengobo yomlando efana nalena iyindlela enhle yokugcina yonke into oyidingayo endaweni eyodwa efinyeleleka kalula ongakwazi ukuyifinyelela noma nini, noma kuphi. "Isayithi lakho liphelele." Edwards uthi. "Mayelana nokwazi ukuvumela amakhasimende akho izincazelo eziphumayo kanye namanani futhi ngithi nalu uhlu lwezinto engifuna ukuziqinisekisa, lokho kungenza kube lula kakhulu."

Ukuba nawo wonke amadokhumenti akho endaweni eyodwa kukuvumela ukuthi uphathe kahle inani leqoqo lakho lobuciko. Ulwazi olunembile luphinde lwehlise ubungozi ngaphansi komshwalense wakho.

6. Yiziphi izimangalo ezivame kakhulu?

Izimangalo ezivame kakhulu phakathi kuka-Fleischer no-Edwards wukweba, ukugebenga, kanye nokulimala komsebenzi wobuciko kwezokuthutha. Uma uhambisa noma uboleka ingxenye yeqoqo lakho kumamnyuziyamu noma kwezinye izindawo, qiniseka ukuthi umthengisi wakho womshwalense wezobuciko uyakwazi lokhu futhi uyabandakanyeka kule nqubo. Uma imali ebolekiwe ingeyamazwe ngamazwe, khumbula ukuthi imishwalense iyahlukahluka kuye ngamazwe. "Ufuna ukwenza isiqiniseko sokuthi kukhona ukufakwa kwendlu ngendlu," kusho u-Edwards, "ngakho lapho bethatha umdwebo ekhaya lakho, umbozwa endleleni, emnyuziyamu, nasendleleni ebuyela ekhaya lakho."

Ungalindi ukunciphisa ubungozi bakho

Indlela engcono kakhulu yokuqinisekisa ukuthi umshwalense wakho uhlanganisa konke okudingayo ukushayela umthengisi wendawo noma uqale ukubiza abadayisi abangaba khona futhi ubuze imibuzo. “Ukungazi akusona isivikelo,” kwembula uFleischer. “Ukungabi nawo umshwalense kuyingozi,” eqhubeka, “ngakho-ke ingabe uzifaka engozini noma uvikela ingozi?”

Iqoqo lakho lobuciko ngeke lithathelwe indawo, futhi umshwalense wezobuciko uvikela izimpahla zakho nokutshalwa kwezimali. Iphinde iqinisekise ukuthi noma kwenzeka isimangalo esiyinhlekelele, ungaqhubeka nokuqoqa. “Awulokothi ulindele ukuthi kwenzeke noma yini,” kuxwayisa u-Edward, “ukuba nomshwalense kukunikeza ukuthula kwengqondo.”

Kwazise okuthandayo futhi ukunakekele. Thola izeluleko ezengeziwe zochwepheshe ngokuthola, ukuthenga nokunakekela iqoqo lakho ku-eBook yethu yamahhala, etholakalayo ukuze uyilande manje.